Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
No doctor is better than three. - German Proverb

Time is generally the best doctor. - Ovid

An operation of the most extreme daring. - Alfred Jodl

God heals, and the doctor takes the fees. - Benjamin Franklin

Care shouldn't start in the emergency room. - James Douglas

Three out of four doctors recommend another doctor. - Graffito

After two days in hospital I took a turn for the nurse. - WC Fields

A half doctor near is better than a whole one far away. - German Proverb

Whether a person is a male or female, a nurse is a nurse. - Gary Veale

I had plastic surgery last week. I cut up my credit cards. - Henny Youngman

Ireland is a fruitful mother of genius, but a barren nurse. - Unknown

A doctor whose breath smells has no right to medical opinion. - Martin H. Fischer

My doctor gave me two weeks to live. I hope they're in August. - Ronnie Shakes

A nurse will always give us hope,
an angel with a stethoscope. - Terri Guillemets

I've never had major knee surgery on any other part of my body. - Winston Bennett

A good laugh and a long sleep are the best cures in the Doctor's book. - Irish Proverb

A hospital should also have a recovery room adjoining the cashier's office. - Francis O'Walsh

I got the bill for my surgery. Now I know what those doctors were wearing masks for. - James H. Boren

First the Doctor told me the good news: I was going to have a disease named after me. - Steve Martin

No, Doctor, I don't want to grow young again. I just want to keep on growing old. - Madame de Rothschild

Constant attention by a good nurse may be just as important as a major operation by a surgeon. - Dag Hammarskjold

If you're not paying for it through the health plan, you pay for it in the emergency room. - David Lehman

My doctor told me to stop having intimate dinners for four. Unless there are three other people. - Orson Welles

When you’re a nurse you know that every day you will touch a life or a life will touch yours. - Unknown

One of the tests of leadership is the ability to recognize a problem before it becomes an emergency. - Arnold H. Glasow

When I was born the Doctor took one look at my face, turned me over and said, "Look, twins!" - Rodney Dangerfield

The only equipment lack in the modern hospital? Somebody to meet you at the entrance with a handshake! - Martin H. Fischer

The Christian's Bible is a drug store. Its contents remain the same, but the medical practice changes. - Mark Twain

The doctor sees all the weakness of mankind, the lawyer all the wickedness, the theologian all the stupidity. - Arthur Schopenhauer

Faith is a fine invention
When Gentlemen can see -
But Microscopes are prudent
In an Emergency. - Emily Dickinson

Even if the doctor does not give you a year ... make one brave push and see what can be accomplished in a week. - Robert Louis Stevenson

In the sick room, ten cents' worth of human understanding equals ten dollars' worth of medical science. - Martin H. Fischer

I told my doctor I get very tired when I go on a diet, so he gave me pep pills. Know what happened? I ate faster. - Joe E. Lewis

I have left orders to be awakened at any time in case of national emergency, even if I'm in a cabinet meeting. - Ronald Reagan

Following his doctor's orders, Nikita (Khrushchev) has cut his drinking in half. He's leaving out the water. - Bob Hope

The doctor may also learn more about the illness from the way the patient tells the story than from the story itself. - James B. Herrick

The best doctor in the world is a veterinarian. He can't ask his patients what is the matter - he's got to know. - Will Rogers

A doctor must work eighteen hours a day and seven days a week. If you cannot console yourself to this, get out of the profession. - Martin H. Fischer

I recently went to a new doctor and noticed he was located in something called the Professional Building. I felt better right away. - George Carlin

The Pentagon still has not given a name to the Iraqi war. Somehow 'Operation Re-elect Bush' doesn't seem to be popular. - Jay Leno


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14-Oct-2019